Slow season? Payroll due? Big order you can’t fulfill? We help businesses unlock quick, no-bank, no-hassle cash flow when they need it most.
No hard credit pull • No collateral • No obligation
Simple, no-bank process designed for busy owners who need working capital fast.
Share basic details like time in business, annual revenue, and how much funding you’re looking for. No hard credit pull to see options.
Our funding partners review your details and provide tailored MCA offers based on actual business performance — not just your credit score.
Pick the offer that fits your cash flow, sign electronically, and receive funds as soon as the same or next business day.
MCA is built for real businesses that need working capital now — not months from now.
Apex Co LLC helps real businesses bridge cash-flow gaps without jumping through traditional bank hoops.
“Payroll was due and a big job was delayed. Apex helped us secure $65K in less than 48 hours so we could keep our crew on the job.”
“Our bank said no because of a past late payment. This MCA let us buy inventory for Q4 and we paid it back quickly as sales came in.”
“The terms were clear, funding was fast, and the daily payments stayed in line with our card sales. It felt built around our cash flow, not against it.”
How fast can I get funded?
Most businesses receive same-day decisions and funding in as little as 24 hours after submitting recent bank statements.
Do I need good credit?
No — MCAs are revenue-based. We primarily evaluate your business’s cash flow, not your credit score. Past declines are OK.
Will applying affect my credit?
No hard credit pull is required to receive an offer and check your options.
What do I need to qualify?
Typically: 3+ months in business, $8K–$10K+ in monthly revenue, and active business bank statements. No collateral required.
How does repayment work?
Payments are flexible and adjust with your revenue — you pay more on strong days and less on slow days. No fixed interest or due dates.
Can I use the funding for any business need?
Yes — payroll, inventory, repairs, equipment, marketing, expansion, operating expenses, and more.
Complete the quick form above to check how much working capital your business could qualify for — with no hard credit pull and no obligation to accept.